Exotic & Classic Vehicle Insurance
Agreed Value Coverage for Ontario’s Most Exceptional Vehicles
Specialist markets for high-performance, exotic, and classic vehicles — not standard auto.
The Coverage Gap
Standard auto insurance wasn’t built for this.
When a standard insurer settles a claim, they pay actual cash value — a depreciated figure that rarely reflects what your vehicle is worth. For an exotic, classic, or high-performance car, the gap between ACV and true market value can be substantial.
Through specialist underwriters at Lloyd’s and dedicated niche markets, we secure agreed value policies — the full insured amount, paid without negotiation, whether your vehicle is on the road, at a concours, or in storage.
Coverage Highlights
Protection designed around how you own and use your vehicle.
Agreed Value
Full insured value paid at claim. No depreciation, no negotiation.
Specialist Underwriters
Lloyd’s and niche markets unavailable through standard brokers.
Flexible Usage
Coverage for track days, concours events, and seasonal storage.
Multi-Vehicle Policies
Blanket coverage across your entire collection under one policy.
Get in Touch
Ready to protect your collection?
Speak with a specialist who understands what you drive.
416-671-2385